Vandalism and the rent not being paid are the main concerns. Solution: Rental Insurance, which covers Legal Defence in relation to the insured house or premises, it covers the expenses and economic damages derived from the rent not being paid, and material damages caused by the lessee party from vandalism.
You should never lie to insurance companies. The company can terminate the policy, you can lose the right to compensation and, in some cases, fraud can even be a crime typified in the Criminal Code that can result in jail time.
Pirated programs in my business? No, thanks! They are illegal, you risk that they stop working, you have no access to technical support nor to updates and improvements, and your company is more exposed to virus, trojans and malware