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There are specific insurance plans for mobile devices that will offer compensation for loss, theft, unauthorised calls, accidental damage, and loss of accessories. Damage resulting from neglect is excluded.
There are two insurance plans related to your mortgage: Home and the Life, if you signed them before January 1, 2013. You must enter them in the heading of investment for your habitual residence.
The ‘Community Insurance’ is not legally mandatory, but IT IS absolutely essential. When things start going wrong, neighbours get a little edgy and no one owns up to anything. And who pays in the end? NOT all insurance policies are the same.