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The most important thing is to have insurance that covers YOUR specific needs depending on where, when or through what means. That is why we carry out an analysis for each client and always adapt the best insurance at the best price.
A customer can slip in the bathroom and fall. Hospitality insurance indemnifies us in the event of these mishaps. There was a minor outbreak of food poisoning and the claims were dealt with in addition to the cost of the food which we had to remove.
As the organiser, you have the responsibility of being cautious as well as conscious of all the possible eventualities, even the most unlikely ones, so that we may all enjoy and feel protected. The best prevention is having a full #insurance.