Here at the office we have an Agreed Statement of Facts form that you must fill in if you have an accident with another vehicle. The formalities are hastened when both parties sign it by mutual agreement.
However, some people cheat and enter false information on the Statement of Facts or even simulate accidents that never really happened. However, those who try these tricks should know that they are committing the offence of falsification of commercial documents and could incur prison sentences of up to 3 years . And when you try to cheat the insurer with a false report or claim, you are also committing fraud (which also carries a prison sentence and a fine) Is it worthwhile taking the risk?