- You drive after drinking or using drugs and have an accident.
- You transport more passengers than allowed.
- You did not renew the ITV.
- Your car is driven by someone under 25 years old (inexperienced and undeclared).
You should never lie to insurance companies. The company can terminate the policy, you can lose the right to compensation and, in some cases, fraud can even be a crime typified in the Criminal Code that can result in jail time.